MasterCard ElectronicTM Business card is a debit card designed for legal entities with a registered place of business in the Republic of Croatia which have a transaction account opeaned at Hypo Alpe-Adria-Bank. Thanks to the MasterCard ElectronicTM Business card your money will be available 24 hours a day, 7 days a week.

Advantages:

• availability of cash – the card can be used at all points of sale displaying a MasterCard Electronic sign within the country, as well as at all ATMs with a Cirrus sign within the country
• flexibility – your money is with you at all times so you run no risk of loss or theft
• security – every transaction at any point of sale is authorized by the signature of the card holder, with the PIN being the means of authorization for ATM cash withdrawals
• spending control – card holder has complete control expenditures as the amount to be spent is limited by the available balance in the transaction account
• overview of spending – each individual card transacton amount and ATM cash withdrawal will be clearly stated in your bank statement
• overview of account balance – card holder can check the account balance either in the Statement, via HYPOnet or at Hypo Alpe-Adria-Bank ATMs.

Visa Business card, intended for legal entities, will significantly simplify your everyday operations regardless of whether you use it as a means of payment at over 24 million points of sale displaying the VISA sign or for cash withdrawals at 950,000 ATMs in the country and abroad.
The application for card issuance should be submitted by the corporate entity, and any employee to whom the employer grants its use up to a certain spending limit may become the end card holder.

Advantages:

• by making a single monthly payment of your credit card bill you can defer payment of all the incurred expenses
• deferred payment of travel expenses
• all your expenses incurred abroad will be paid in kuna
• simple monitoring of expenses by each card holder
• less need for cash within the country and abroad
• pre-paid VAT is deductible
• end card holders are entitled to free accident and travel insurance services, hotel discounts and car rental benefits.

Visa Revolving Business card is issued to legal entities which need continued short-term financing of current business operations. It is issued at your request and spending is limited by the total approved revolving limit, which depends on the client’s request and creditworthiness. It provides an efficient and fast solution for the accomplishment of business plans and access to the credit at the right moment, 24 hours a day, allowing flexibility of credit use and repayment. It makes everyday business operations safer, more simple and more comfortable.

Advantages:

• choice of repayment amount – minimum 10% of actual expenses (or 500.00 kuna) monthly, using the revolving credit
• every card use reduces the available amount of credit, every repayment will renew it
• possibility of setting monthly spending limit for each cardholder
• end card holders are entitled to free accident and travel insurance services, hotel discounts and car rental benefits.