The Bank has members in all the countries of this region - Austria, Italy, Croatia, Bosnia and Herzegovina, Slovenia, Serbia and Montenegro. Hypo Leasing also has a presence through offices in Hungary, Bulgaria, Macedonia, Ukraine and Germany.

• privileged terms ( such as lower product and service prices),HGN helps clients to establish relations with potential partners from Hypo Group countries,
• HGN provides support to clients entering new markets,
• simplicity in banking,
• quick cross-border transactions.

Business coordination does not relate only to importers, exporters, medium-sized and large enterprises, but also to physical persons – both Croatian residents and non-residents.

It is the HGN's ultimate objective to achieve synergy at all levels in order to produce benefits to clients. The emphasis is on service quality and speed, partner relationship between the Bank and the client.

• 50% discount fees for foreign currency payments and collections

- provided that both the ordering customer and the beneficiary are Hypo Group clients

• Same day value date payments

- provided that both the payer and the beneficiary are Hypo Group clients, and that valid orders for international payments are submitted by 12:00 a.m.
- also, for payment credits (inflows) received from within Hypo Group by 2:00 p.m.

• Lower commissions for documentary business (L/Cs and guarantees) within the Group

• Consulting services

- when contracting business cooperation with an international partner
- providing optimum financing models in line with client needs and potential

Feel free to contact the Hypo Group Network for any information on additional benefits within the Alps-Adriatic region.

We shall be happy to answer all your queries as soon as possible